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Privacy Policy

Last updated: March 9, 2026

This Privacy Policy describes how Amanah Islamic Finance collects and uses your personal information. We are committed to protecting your privacy and handling your data responsibly. We want you to understand how we gather, use, and safeguard information when you visit our website and use our educational services related to Islamic financial planning, zakat calculations, hibah, faraid, and Shariah-compliant financial products.

Information We Collect

We collect various types of information to provide and improve our services:

  • Personal Information: When you register, subscribe to our educational guides, or contact us, we may collect your name, email address, phone number, and other details you voluntarily provide.
  • Usage Data: We collect information about how you interact with our website, including pages visited, time spent, referring URLs, and device information. This helps us understand user behavior and improve content delivery.
  • Device Information: We may collect details about your device, browser type, operating system, and IP address to ensure compatibility and security.
  • Cookies and Tracking: We use cookies and similar technologies to enhance your browsing experience, remember preferences, and analyze site performance.

How We Use Your Information

We use the information we collect for legitimate purposes related to our educational mission:

  • Service Delivery: We use your data to provide educational content on zakat fitrah, zakat harta, Majlis Agama compliance, hibah, faraid distribution, and Shariah-compliant financial products.
  • Communication: We may contact you regarding updates, new guides, important policy changes, or responses to inquiries you submit.
  • Improvement: We analyze usage patterns to improve our website functionality, content relevance, and user experience.
  • Compliance: We maintain records necessary for legal compliance, fraud prevention, and security purposes as required by Malaysian regulations.
  • Analytics: We use aggregated data to understand trends in Islamic financial literacy and optimize our educational offerings.

Your Rights and Choices

You have important rights regarding your personal information. You can request access to your data, ask for corrections if information is inaccurate, or request deletion of your personal information, subject to certain legal exceptions. We will respond to legitimate requests within 30 days. You can manage cookie preferences through your browser settings. You also have the right to opt out of marketing communications while maintaining access to essential service information. If you believe we have violated your privacy rights, you can lodge a complaint with the relevant Malaysian data protection authority.

Data Security and Protection

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our website uses encryption protocols (SSL/TLS) to secure data transmission. However, no method of transmission over the internet is completely secure. While we strive to protect your information, we cannot guarantee absolute security. We limit access to personal data to employees and service providers who need it for legitimate business purposes. We conduct regular security assessments and maintain appropriate safeguards aligned with Malaysian data protection standards and best practices.

Cookies and Tracking Technologies

We use cookies to enhance your experience on our website. Essential cookies enable core functionality and security features. Performance cookies help us understand how you use our site and identify areas for improvement. Preference cookies remember your settings and choices. Most browsers allow you to control cookies through settings, though disabling some cookies may affect site functionality. We also use analytics tools to track anonymized usage patterns that help us understand audience demographics and content effectiveness. Third-party services may place their own cookies subject to their privacy policies. We do not sell your personal information to advertisers or third parties.

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law. Educational registration data is typically retained for the duration of your account. Usage and analytics data are aggregated and anonymized after 12 months. If you request deletion, we will remove your personal information within 30 days, except where legal obligations require retention. We maintain backup copies for reasonable periods to ensure service continuity and comply with Malaysian regulatory requirements regarding record-keeping.

Third-Party Links and Services

Our website may contain links to external websites providing additional Islamic financial resources or services. We are not responsible for the privacy practices of third-party sites. We recommend reviewing their privacy policies before sharing information. If you access third-party services through our site, their data collection and use policies apply independently of ours. We do not control how external websites handle your information, and we encourage you to exercise caution when providing data to unaffiliated organizations.

Children’s Privacy

Our website is designed for general audiences and educational purposes. We do not knowingly collect personal information from children under 18 years old. If we become aware that a child has provided information without parental consent, we will take immediate steps to delete such data. Parents or guardians who believe their child has provided information to us should contact us immediately. We comply with Malaysian laws protecting children’s privacy and digital safety.

Policy Updates and Changes

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of significant changes by updating the “Last updated” date at the top of this policy. Your continued use of our website following such changes constitutes your acceptance of the updated policy. We encourage you to review this policy regularly to stay informed about how we protect your information. If you have concerns about substantial changes, please contact us before continuing to use our services.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out to us. We are committed to addressing your privacy concerns promptly and professionally.

Email: [email protected]

Phone: +60 3 2148 7562

Address: Jalan Merdeka 156, Petaling Jaya, 46050, Malaysia

We will respond to all inquiries within 7 business days and work with you to resolve any privacy-related issues.