Terms of Service
Last updated: March 9, 2026
These Terms of Service govern your use of Amanah Islamic Finance and its services. By accessing and using our website, you agree to be bound by these terms and conditions. We are committed to providing educational resources on Islamic financial planning, zakat calculations, hibah, faraid, and Shariah-compliant financial products in Malaysia. Please read these terms carefully before proceeding.
Acceptance of Terms
Your use of our website and services constitutes your acceptance of these Terms of Service in their entirety. If you do not agree with any part of these terms, you should not use our services. We reserve the right to modify these terms at any time, and your continued use of our website following any changes constitutes your acceptance of the modified terms. Changes will be effective immediately upon posting to the website. We encourage you to review these terms periodically to ensure you are aware of any updates or modifications that may affect your use of our platform.
User Obligations
When using our services, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and for all activities conducted under your account. You agree not to engage in any unlawful, fraudulent, or harmful activities. You will not attempt to gain unauthorized access to our systems, transmit malware, or interfere with the operation of our website. Users must provide accurate information and refrain from impersonating others. You acknowledge that our content is provided for educational purposes only and should not be construed as professional financial or legal advice.
Intellectual Property Rights
All content on our website, including text, graphics, logos, images, and software, is the property of our organization or our content suppliers and is protected by international copyright laws. You may not reproduce, distribute, transmit, or modify any content without our prior written permission. Your use of our website grants you a limited, non-exclusive license to view and download content for personal, educational purposes only. This license does not include the right to create derivative works or use our content for commercial purposes. We respect intellectual property rights and expect our users to do the same. Unauthorized use of our intellectual property may result in legal action.
Limitation of Liability
Our website and services are provided on an “as is” basis without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or timeliness of information provided. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. This includes damages for loss of profits, goodwill, use, or data. While we strive to provide reliable information on zakat Malaysia, Islamic financial planning, hibah, faraid, and Shariah-compliant products, we do not accept responsibility for decisions made based on our content. Users should seek professional advice before making financial decisions.
Termination and Suspension
We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Reasons for termination may include violation of these terms, unauthorized access attempts, or engagement in prohibited activities. Upon termination, your right to use our services ceases immediately. We may also remove or disable access to content that violates these terms or applicable laws. If we suspend or terminate your access, we will attempt to provide notice when reasonably practicable. Your obligations under these terms survive any termination of your access to our website and services.
Governing Law and Jurisdiction
These Terms of Service are governed by and construed in accordance with the laws of Malaysia. You agree to submit to the exclusive jurisdiction of the courts of Malaysia for the resolution of any disputes arising from these terms or your use of our services. By accessing our website, you consent to the application of Malaysian law and the jurisdiction of Malaysian courts. We encourage resolution of disputes through good faith negotiation before pursuing formal legal action. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Updates and Changes
We may update these Terms of Service from time to time to reflect changes in our services, legal requirements, or other factors. The most current version will always be available on our website with the updated date clearly indicated. Your continued use of our services following the posting of revised terms constitutes your acceptance of those changes. We recommend that you review these terms regularly to stay informed of any updates. If we make material changes to these terms, we will notify users through appropriate means when possible. If you do not accept the revised terms, you should discontinue your use of our services immediately.